Comparison · Climate Risk Tools

We built this without a sales team.
Here's why that matters.

Every major climate risk platform — First Street Foundation, Jupiter Intelligence, ClimateCheck, Cotality — was built for enterprise buyers. Sales cycles. Six-figure contracts. Onboarding calls. Black-box scores you're not allowed to audit. Climassay was built for the person actually making the decision.

The climate risk data problem in real estate isn't a data problem. FEMA, NOAA, the EPA, and the USDA publish everything you need — all of it free, all of it federal, all of it authoritative. The problem is access. The incumbents built moats around data that belongs to the public, wrapped it in proprietary methodology you can't audit, and charged institutional prices for it.

Climassay queries those same federal sources live — at your property coordinates — and shows you every step of the calculation. No proprietary index. No black-box score. No account required. You enter an address and get an answer in under five seconds. That's it.

The buyers, investors, and ESG teams who need this data most are rarely the ones with $50,000 software budgets. Climassay exists for everyone else.

Feature comparison
Feature Climassay First Street Jupiter Intelligence ClimateCheck
No account required Open instantly Account required Sales demo required Account required
Pricing Free ~ Freemium + enterprise Enterprise contract ~ Per-report or subscription
Time to first result < 5 seconds ~ Minutes (after onboarding) Days (sales cycle) ~ Minutes
Transparent methodology Full formula shown, public PDF ~ Partial disclosure Proprietary model ~ Limited disclosure
Data sources Federal only (FEMA, NOAA, EPA, USDA) ~ Mix of federal + proprietary Proprietary physics models ~ Mix of sources
Climate-adjusted valuation Peer-reviewed discount methodology ~ Risk scores only (no valuation) ~ Financial translation (enterprise) ~ Risk scores, limited valuation
Commercial asset classes 6 classes + lease type adjustments ~ Limited Broad coverage (enterprise) ~ Limited
TCFD / SEC / GRESB support Cited methodology PDF included Yes Yes (enterprise) ~ Partial
US coverage All 3,144 counties Full US Global Full US
Target buyer Individual buyers to mid-market CRE ~ Banks, insurers, government Tier 1 banks, large institutions ~ Lenders, platforms

Who you're comparing against

A quick rundown of each platform — what they do well, and who they're actually built for.

First Street Foundation
Property-level climate modeling · Enterprise + consumer
The most cited name in US climate risk. Physics-based models for flood, fire, and heat. Deeply embedded with banks, insurers, and government agencies. Their data is licensed into Realtor.com and Redfin listings.
+ Gold standard brand recognition
+ Decades of flood modeling depth
Proprietary methodology — limited auditability
No climate-adjusted valuation output
Enterprise pricing for full access
Best for: Lenders and insurers who need regulatory-grade flood scores embedded in existing workflows. Not built for the acquisitions analyst who needs an answer in 30 seconds.
Jupiter Intelligence
Enterprise climate analytics · Tier 1 financial institutions
Decision-grade risk intelligence for large financial institutions. MRM-approved by Tier 1 banks. Translates physical risk into capital strategy. Requires a sales engagement before you see anything.
+ Deep financial translation capabilities
+ Global coverage, multi-hazard
No self-serve access whatsoever
Six-figure contract territory
Built for institutions, not practitioners
Best for: Risk management teams at major banks and insurance companies. Entirely out of reach for the mid-market CRE professional or individual buyer.
ClimateCheck
Property climate data · Lenders + platforms
Property-level climate risk data focused on the US real estate market. Used by lenders, mortgage platforms, and property data aggregators. Closer in spirit to Climassay but oriented toward B2B data licensing.
+ US property focus
+ API-friendly for platform integrations
Account required
Limited methodology transparency
No climate-adjusted valuation
Most similar to Climassay in scope — but oriented toward data licensing deals, not the end user making a real estate decision today.

Ready to see it for yourself?

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